The Binc Foundation recognizes that financial help is often only a part of the solution. Often returning a household to a state of financial well-being requires a multifaceted approach. We have created this guide to assist bookstore employees who are looking for additional services for their particular situations.
The resources listed in this guide are not meant as prescriptive solutions to any particular hardship but represent the types of resources available to the general public. We encourage bookstore employees to research a variety of sources to help in their current situation. Download a copy of the entire directory here.
1. Comprehensive Resources
Find information on assistance programs, charity organizations, and other resources that will provide you with help paying your bills, mortgage and debt expenses. Agencies will also show you how to save money as well as provide some tips and methods to pay bills when money is tight.
2. Cancer patient resources
a. Cleaning for a Reason – partner with maid services to offer FREE professional house cleanings to help women undergoing treatment for cancer
b. Little Pink Houses of Hope – provides a FREE week long vacation for breast cancer patients and their families
3. Caregiver & Eldercare Resources
a. ElderCarelink – Internet-based referral service specializing in eldercare cases
b. Family Caregiver Alliance – Practical care strategies, legal and financial issues
c. National Family Caregiver Association – Support services for caregivers
4. Disability Resources
a. Preparing for a disaster
i. Steps to take – PowerPoint presentation
vi. Tracking storms
viii. Start an Emergency Procedure Binder –> Emergency 1-2-3
b. After a disaster strikes
6. Divorce/Separation Resources
a. Custody 911 – Website is designed to answer all questions regarding custody concerns
b. Divorce Care – Seminars and support groups
c. Divorce Support – Divorce information on family law topics
7. Domestic Violence Resources
a. The Office for Victims of Crime – Financial assistance; legal resources and connections to support groups to help victims and their families
b. The National Center for Victims of Crime – Assistance information for victims of crime
c. National Domestic Violence Hotline – Support and assistance for those involved in a domestic violence situation
d. Rape, Abuse, & Incest National Network – Programs to prevent sexual assault, help victims and ensure that rapists are brought to justice
8. Financial & Credit Counseling Resources
a. Credit Unions Online – Many Credit Unions offer lower cost credit cards, debt management services, and credit counseling
b. Earned Income Tax Credit – A refundable federal income tax credit for low-income working individuals and families
c. Green Path Debt Solutions – Non-profit financial organization assisting with credit card debt, housing debt and bankruptcy concerns
d. National Foundation for Credit Counseling – Financial counseling and education
e. NerdWallet – A financial website focused on helping people lead better lives through financial education and empowerment.
f. Money Management International – A financial website offering debt, credit and student loan counseling.
9. Grief Resources
a. Bereaved Parents – Support for bereaved parents, grandparents and siblings.
b. Funeral Planning – Designed to assist families trying to make difficult funeral decisions.
b. Grief Net – 50 e-mail support groups and two web sites for people dealing with grief.
10. Housing Assistance Resources
a. FHA Resource Center & Home Counseling Services – Counseling on seeking, financing, maintaining, renting, or owning a home.
b. Hardest Hit Fund – Locally-tailored programs to assist struggling homeowners in their communities.
c. Making Home Affordable Program® (MHA) – Mortgage relief to prevent avoidable foreclosures.
11. Job Loss/Change Resources
a. America’s Job Bank – Employers searching for employees post thousands of new jobs daily.
12. Medical Expense Resources
a. NeedyMeds – Accurate, comprehensive and up-to-date information on programs that help people pay for medications and health care.
ii. Patient Assistance Programs
iii. Download the Drug Discount Card App
b. Medical Recovery Services – Mediation to reduce medical bills
c. The Karis Group – Mediation to reduce medical bills.
d. Good RX – Drug price comparison, coupons and savings tips.
e. Heathfinder – Listing of government and nonprofit health and human services information.
f. National Alcohol and Substance Abuse Information Center – Database of leading alcohol and drug rehab treatment centers.
If you would like person-to-person assistance navigating the Health Care Marketplace, enter your zip code into https://localhelp.healthcare.gov/ to find help in your community.
12a. Medical (Dental)
a. Dental Lifeline Network – provides access to dental care and education for people who cannot afford it and, have a permanent disability or, who are elderly: age 65 or older or who are medically fragile.
13. Utility Assistance Resources
a. National Energy Assistance Program (LIHEAP) – Federally-funded program to help low-income households pay heating and cooling bills.
In addition to the organizations listed above, your local hospital and/or University School of Social Work may offer useful resources. Local churches and religious organizations often have an assistance programs and/or food pantries.
Binc Foundation is not affiliated with any of the organizations listed in this resource directory. The opinions expressed by such organizations and in any literature referenced, are solely the opinions of such organizations and the authors of such literature, respectively, and are not endorsed by Binc Foundation.
Please contact the Binc Foundation at 866-733-9064 or at firstname.lastname@example.org with any comments, suggestions or changes for the resource directory.
The drug discount card is a free card designed to help consumers lower the cost of prescription medications. The discount card can be used immediately, as there is no registration or activation. View a PSA about the NeedyMeds drug discount card.
(Note: This is not an insurance program and the card can’t be used in combination with government programs or private insurance).
The card is simply presented to the pharmacist, along with prescription, at any of the 63,000+ pharmacies nationwide. Download your free card.
Download the NeedyMeds Drug Discount Card App.