As summer storm season heats up, Binc would like to remind you of some basic steps to take. Whether your community is prone to hurricanes, floods, tornadoes or fires some planning will go a long way to being prepared. The time to think about a potential natural disaster is not when they are imminent, but beforehand, when there is still time to work out a plan.The Red Cross’ Emergency Preparedness Playbook is a great place to start when getting ready for anything Mother Nature may throw at you. Use this Red Cross site to prepare your home plan as well. The Institute for Business & Home Safety also puts out a thorough planning booklet. These are valuable tools to use when getting your disaster plan in place.
The 3 Most Important Tools
1. Insurance documentation – Make multiple copies of all of your insurance documents. Keeping a hard copy in the store, another at another offsite location (preferably in a fire proof box or safety deposit box) and scanning the documents and keep them online will ensure they are available from any location.
2. Proof of disaster – Store and home owners will benefit from having as much photo and/or video documentation of their property as possible, both before and after the disaster. Before doing any clean up, make taking pictures and a video to clearly show the damage, the first thing you do after a storm hits.
3. Staff roster – Maintain a complete and current list of all store employees. Again, this list should be kept in multiple locations and by multiple people if possible. Also, designate the phone tree leader – who will kick off the communication to employees.
Financial Assistance from Binc
The Binc Foundation stands ready to offer assistance in times of natural disaster. Contact Binc if you are in need of immediate assistance to help with evacuation, temporary shelter, emergency food and water expenses. After the storm has hit and the damage has been assessed, you may need to reach out to the Foundation for storm related expenses, ie. home repair, unpaid bills due to lost wages.
To help you manage dealings with insurance agencies, government agencies, repair companies and the like, our Dealing with Bureaucracies blog post provides handy tips.
In this digital age it is less likely you will find yourself surprised by a natural disaster. Storms can be tracked and updates provided on a variety of websites. To weather a storm, you need to prepare your business and your home. Download and print this poster for your store and home.