Natural Disasters, Medical Problems: Binc’s Help

Photo of Annie and Pam

Annie Philbrick owner of Bank Square Books with Binc Executive Director, Pam French.

Some of Binc’s most invaluable help has come after bookstores have suffered natural disasters. A striking case involved Bank Square Books, Mystic, Conn., when, in October 2013, Tropical Storm Sandy caused a tidal surge that overwhelmed the store’s sandbagged walls. “Tuesday morning we arrived to a very wet store and no lights, computers or anything but dampness and the smell of a beach at low tide,” recalled owner Annie Philbrick. “Over the next two days, with the undying support of the local community, we packed up and moved the entire children’s section to an empty apartment upstairs, and the remaining store into two Mayflower moving trucks to be held at a storage facility about five miles away until we were able to open up again as a bookstore.”

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Cost of Care Should Matter to Doctors, Too

This article by guest writer Dr. Vic Reddy is re-posted with permission from the Detroit Free Press.

Docs should care about drug prices tooI had just finished a consultation with a patient about a proposed procedure when she asked, “Well, what’s it going to cost me?”

I looked at her insurance, one offered through our state’s health insurance exchange; the plan had a significant deductible, and I could tell she was hedging on what was an elective procedure. I asked our office manager to give her an approximate charge based on my fee and what the hospital would charge. The patient left satisfied and said that she would consider whether she would proceed.

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Serious Medical Expenses: Know Where to Get Assistance

Serious medical expenses

Consistently, month after month, the greatest number of assistance requests to Binc are due to large medical bills. It begins with a need for surgery, a prolonged illness or an ongoing medical condition and often ends with insurmountable bills. Five years after the passage of Affordable Care Act (ACA), the law is benefiting millions of individuals across the country and brings tangible benefits to families and communities. However, having medical insurance does not prevent crippling medical bills. Even when insured, the patient’s deductible or portion of a multiple thousand dollar bill can create a serious hardship for their household.

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Life Can Change in a Single Moment

Walker

We recently received a donation and a poignant letter from a former bookseller who suffered a stroke in the prime of life.  We hope that sharing her words will serve as a reminder to us all that we never know what tomorrow will bring.

“For well over a month after my grant was approved I cried every time I thought about it. I simply couldn’t believe the compassion shown to us by Binc!

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How Can Old Cell Phones Pay Medical Bills?

cell phone driveThose outdated phones can help pay a bookseller’s emergency expenses when they are recycled through the Binc Foundation.  This fall, at the seven regional IBA Trade Shows, the Binc Foundation will be holding a cell phone drive.  Who doesn’t have at least one old phone collecting dust in some drawer? You can help your staff, friends and customers de-clutter and raise money for booksellers in need at the same time. The funds raised through the cell phone recycling project are turned into assistance for medical bills, help with housing and utilities and more.

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Video – The Binc Foundation helps one independent bookseller eliminate over $100,000 in medical debt

In August of 2012, independent bookseller Clarey Rudd required emergency surgery after complications from cancer caused his throat to close to the size of a small wire. Thankfully, Clarey made a full recovery, but was inundated by over $100,000 of medical bills. This video tells how the Binc Foundation helped Clarey and his family by eliminating 100% of his medical debt and ensuring the future of his bookstores.

The Book Industry Charitable Foundation is proud to have been able to provide a safety net for Clarey and his family when they were faced with a potential crisis. With your support, Binc will be able to continue in our mission of supporting booksellers like Clarey through times of financial hardship.

To allow Binc to continue assisting booksellers who experience a financial crisis, please consider making a tax-deductible donation to Binc today.

My Experience With Binc

My experience with Binc

When you live in Minnesota, falling on the ice during winter is a given. The experience usually only results in a bruised ego, but this winter one of my little slips landed me at the surgeon’s. In early February, I fractured my fibula and had to get a metal plate and six screws to correct the injury. And let me tell you: three weeks on crutches and another month in a walking boot was not very fun… especially on ice… during one of most treacherous winters Minnesotans have ever seen. But in reality, the crutches and the boot were only minor annoyances in comparison to my anxiety over what this injury would cost me. As a full-time bookseller, my savings account is not exactly padded, nor do I have any paid sick time to speak of. All in all, I missed over seven days of work (a couple due to limited mobility during a particularly vicious blizzard a couple days after my surgery). I was stressed out, to say the least.

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Binc Assistance – “More than Awesome”

More than awesome

The Book Industry Charitable (Binc) Foundation knows that even small setbacks can have significant impact on a bookseller’s life. Because of that, the assistance provided by the Binc Foundation is geared to get booksellers quickly back on their feet and doing what they love – connecting their community with the books and authors to enhance their lives.

Since 1996, the Binc Foundation has assisted booksellers facing a variety of hardships, saving them from financial disaster and forever changing their lives. Binc has become a critical link in ensuring that booksellers, who may face financial difficulties, have a safety net.

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Bookstore Crisis has a Fairytale Ending

Read this great story from the Ventura County Star about how Binc was able to help a bookseller in California.  We are thrilled to have been able to help!

Clarey Rudd

Clarey Rudd, a longtime independent bookseller in Ventura, received a gift of more than $100,000* to pay his debt after surgery. He was uninsured when he underwent surgery for cancer. Photo credit Joseph A. GarciaVentura County Star

This is a story of a family given something amazing they never sought from a donor they had no idea was out there.

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