As summer storm season heats up, Binc would like to remind you of some basic steps to take. Whether your community is prone to hurricanes, floods, tornadoes or fires some planning will go a long way to being prepared. The time to think about a potential natural disaster is not when they are imminent, but beforehand, when there is still time to work out a plan.The Red Cross’ Emergency Preparedness Playbook is a great place to start when getting ready for anything Mother Nature may throw at you. Use this Red Cross site to prepare your home plan as well. The Institute for Business & Home Safety also puts out a thorough planning booklet. These are valuable tools to use when getting your disaster plan in place.
In August of 2012, independent bookseller Clarey Rudd required emergency surgery after complications from cancer caused his throat to close to the size of a small wire. Thankfully, Clarey made a full recovery, but was inundated by over $100,000 of medical bills. This video tells how the Binc Foundation helped Clarey and his family by eliminating 100% of his medical debt and ensuring the future of his bookstores.
The Book Industry Charitable Foundation is proud to have been able to provide a safety net for Clarey and his family when they were faced with a potential crisis. With your support, Binc will be able to continue in our mission of supporting booksellers like Clarey through times of financial hardship.
To allow Binc to continue assisting booksellers who experience a financial crisis, please consider making a tax-deductible donation to Binc today.
Last year at this time, the Binc Foundation had received and approved two financial assistance grants, both were related to medical expenses. This year, with industry support, Binc has seen a steady increase in requests, receiving 17 requests during the same period. And this year’s requests have been for a wider variety of qualifying events including utility shut-off prevention, loss of household income, homelessness prevention, as well as serious medical expenses. These requests, which average $1,900 are coming from booksellers across the country, working both for independent bookstores and bookstore chains.
When you live in Minnesota, falling on the ice during winter is a given. The experience usually only results in a bruised ego, but this winter one of my little slips landed me at the surgeon’s. In early February, I fractured my fibula and had to get a metal plate and six screws to correct the injury. And let me tell you: three weeks on crutches and another month in a walking boot was not very fun… especially on ice… during one of most treacherous winters Minnesotans have ever seen. But in reality, the crutches and the boot were only minor annoyances in comparison to my anxiety over what this injury would cost me. As a full-time bookseller, my savings account is not exactly padded, nor do I have any paid sick time to speak of. All in all, I missed over seven days of work (a couple due to limited mobility during a particularly vicious blizzard a couple days after my surgery). I was stressed out, to say the least.
The amount of each financial assistance grant from Binc is calculated after conversations between applicants and Binc staff members. Each applicant must have experienced an unexpected personal financial hardship to qualify for assistance, and the scope of the hardships vary with each case. The amount of each grant is designed to bring that particular bookseller back to the state of financial equilibrium that they enjoyed before the crisis arose. The Foundation’s goal is to help booksellers and their families quickly get back on their feet instead of facing a long-term financial hardship.
The Book Industry Charitable (Binc) Foundation knows that even small setbacks can have significant impact on a bookseller’s life. Because of that, the assistance provided by the Binc Foundation is geared to get booksellers quickly back on their feet and doing what they love – connecting their community with the books and authors to enhance their lives.
Since 1996, the Binc Foundation has assisted booksellers facing a variety of hardships, saving them from financial disaster and forever changing their lives. Binc has become a critical link in ensuring that booksellers, who may face financial difficulties, have a safety net.
Apply today! https://www.scholarsapply.org/binc/
The Book Industry Charitable Foundation’s 2014 Scholarship Program is open until February 28, 2014. The program will offer two scholarships at the $10,000 level and up to 51 scholarships at the $3,500 level, together totaling $198,500. Current bookstore employees/owners and their dependents as well as former Borders Group employees and their dependents are eligible to apply. To find out more about the program visit our Scholarship page.
If you are still not sure if you should apply for a Binc scholarship, here are 5 reasons you shouldn’t miss out on this fantastic opportunity.
Where would you like to go?
Our Scholarship Program is open for applications until Friday, February 28, 2014.
Apply today: https://www.scholarsapply.org/binc/