Take a Stand Against Domestic Violence

DV-Awareness-Month1

Domestic violence can happen to anyone, regardless of race, age, sexual orientation, religion or gender. 

 

The stereotype of domestic violence is not always the reality. It can happen in any family and to couples who are married, living together or who are dating. Domestic violence crosses all economic backgrounds and education levels. Even if only one person is the target of the abuse, it still affects others in the family. Children growing up in abusive families may develop problems themselves. When they grow up to have partners and children of their own they may allow the pattern to continue. This is why domestic violence is a problem affecting the whole of society.

Continue reading

If a disaster strikes, Binc can help

wildfire

No one can ever be sure when a disaster will strike. Floods, wildfires and hurricanes can happen at any time with little or no warning. September is National Preparedness Month, a time for thinking about how best to protect your home, family and business should a disaster strike. The best time to think about how a disaster may effect you is before it happens when there is time to create a plan. Making sure your family and business are ready and informed should there be a disaster, is one of the most important things you can do to protect your loved ones and investments.

Continue reading

Binc Helps Keep the Lights on for Booksellers

Cozy home

Flipping on a light switch or turning up the thermostat are things that most people take for granted. Having light and heat on a cold winter’s night provides comfort and safety for families everywhere. But, what if you didn’t have the option of keeping your lights and heat on because you couldn’t pay your bills?

Continue reading

What is Homelessness?

3 housesHomelessness is defined by the US Department of Housing and Urban Development (HUD) as an individual or family lacking a fixed, regular, and adequate nighttime residence; and an individual who has a primary nighttime residence that is either a supervised publicly or privately operated shelter designed to provide temporary living accommodations (including welfare hotels, congregate shelters, and transitional housing for the mentally ill); or a public or private place not designed for, or ordinarily used as, regular sleeping accommodation for human beings.

Continue reading

Insuring the Well-Being of Bookstores and Booksellers

campaign to sustain logo

The executive director of SIBA, Wanda Jewell, explains why she supports Binc, and why all of us should join her

 

For nearly 20 years, the Book Industry Charitable Foundation (Binc) has served as booksellers’ safety net, providing short-term financial support for booksellers (and their families) when they face an unexpected financial hardship.

Binc’s first assistance grant was given to a single mother struggling to pay her bills almost 20 years ago. Since that modest grant of $323, the level of assistance has grown, and the average grant today is more than $1,500. Whether the need arises from a natural disaster, serious medical expenses, domestic violence, the threat of eviction, or loss of utilities or household income, Binc works with each bookseller to return to a state of financial equilibrium.

Continue reading

Cost of Care Should Matter to Doctors, Too

This article by guest writer Dr. Vic Reddy is re-posted with permission from the Detroit Free Press.

Docs should care about drug prices tooI had just finished a consultation with a patient about a proposed procedure when she asked, “Well, what’s it going to cost me?”

I looked at her insurance, one offered through our state’s health insurance exchange; the plan had a significant deductible, and I could tell she was hedging on what was an elective procedure. I asked our office manager to give her an approximate charge based on my fee and what the hospital would charge. The patient left satisfied and said that she would consider whether she would proceed.

Continue reading

Serious Medical Expenses: Know Where to Get Assistance

Serious medical expenses

Consistently, month after month, the greatest number of assistance requests to Binc are due to large medical bills. It begins with a need for surgery, a prolonged illness or an ongoing medical condition and often ends with insurmountable bills. Five years after the passage of Affordable Care Act (ACA), the law is benefiting millions of individuals across the country and brings tangible benefits to families and communities. However, having medical insurance does not prevent crippling medical bills. Even when insured, the patient’s deductible or portion of a multiple thousand dollar bill can create a serious hardship for their household.

Continue reading

Life Can Change in a Single Moment

Walker

We recently received a donation and a poignant letter from a former bookseller who suffered a stroke in the prime of life.  We hope that sharing her words will serve as a reminder to us all that we never know what tomorrow will bring.

“For well over a month after my grant was approved I cried every time I thought about it. I simply couldn’t believe the compassion shown to us by Binc!

Continue reading